Streetwise Finance Modules

Helping you build your future

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Learning about money doesn't need to feel like school. We keep it simple with easy-to-follow modules that cover what you need to know about money management. Get the skills and start making money moves.
 

Learning modules

Module 1: Needs vs. wants & budgeting


An unplanned treat today can make next week tight. In this module, you’ll learn:
 

  • How to set goals for the short, medium and long term.
  • Tips for calculating income and expenses.
  • How to build a realistic budget.


Download the Module 1 booklet.

Module 2: Banking, lending & saving


In this module, you’ll learn how to stretch your cash and make it multiply:
 

  • Banking basics: from ATMs to electronic banking and DebiCheck debit orders.
  • Understand loans, interest rates, and your rights under the National Credit Act.
  • Explore savings accounts, stokvels, retail bonds, and how compound interest works.


Download the Module 2 booklet.

Module 3: Insurance


Protect what matters most with the right cover:
 

  • Why insurance is a necessity.
  • Types of insurance: life, funeral, motor, health and more.
  • Your rights and responsibilities as a policyholder.
  • How to claim and what exclusions to watch out for.


Download the Module 3 booklet.

Module 4: Retirement


Plan ahead, so life doesn’t catch you sleeping:
 

  • Understand the retirement planning life cycle—starting out, final preparation and retirement.
  • Why early planning matters: inflation, medical costs, and longer lifespans.
  • Explore retirement products like annuities, pension funds, provident funds and unit trusts.
  • Set personal retirement goals.


Download the Module 4 booklet.

Why Streetwise Finance?

Financial education is a fundamental necessity for growth. These modules give you practical tools to manage money, avoid debt traps and safeguard your future. Learn at your own pace with modules designed for real-life challenges.

Frequently asked
questions

What is Hollard’s Streetwise Finance programme?

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Streetwise Finance is Hollard’s financial education programme created to empower South Africans with the content they need to make confident financial decisions.

Why is money management important?

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Effective money management helps you make informed financial decisions, avoid debt and protect what matters most.

Who can benefit from Streetwise Finance?

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Anyone who wants to improve their financial know-how, from individuals and families to business owners and professionals.

What will I learn about banking and lending?

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Module 2 covers banking basics, electronic banking, debit orders, loans, interest rates and your rights under the National Credit Act.

How can I start saving effectively?

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The programme introduces savings accounts, stokvels, retail bonds and explains how compound interest can help grow your money.

Why do I need insurance?

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Insurance protects what matters most; your life, health, assets and family. Module 3 explains different types of cover and your rights as a policyholder.

When should I start planning for retirement?

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The best time to start is now. Module 4 shows why early planning matters and explores retirement products like annuities, pension funds and unit trusts.

How does Hollard support financial education?

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Hollard believes financial knowledge is a fundamental necessity for growth. Through Streetwise Finance, we provide tools to help you manage your money, avoid debt and protect what matters most.

View our other Streetwise Finance content

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About Streetwise Finance

Learn more about the programme that helps you make sense of your money decisions.

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Financial Tips

Straightforward answers and expert tips for the money questions you face most often.

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Calculators

Tools to help you plan ahead, compare decisions and understand the impact of your choices.

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Projects

Programmes focused on expanding access to financial literacy through community-based education.