A hollard logo

Specialist Sector Insurance

  • Agriculture
  • Art, Antiques and collectables
  • Commuter Taxi & Bus Insurance
  • Construction & Engineering
  • Drone
  • Film Guarantors
  • Hospitality and Tourism
  • Marine
  • Hollard Corporate
  • Trucking
  • Tax Risk Insurance
  • Trade and construction guarantees
  • Vet Protect
  • Risk Finance
  • Trade Credit
  • What is Trade Credit Insurance?

    Hollard’s cutting-edge Trade Credit Commercial Insurance lets you buy insurance on a per-debtor basis. We carry out credit checks on each debtor, and then charge a premium on each individual risk, so you gain full control of your debtors’ book which allows you to manage risk from your debtors more thoroughly. Trade Credit is combined with a credit management facility to help you keep a close eye on your debtors’ book at all times. 

    Benefits of Trade Credit Insurance.

    Insurance that fits your needs. Because we distinguish each risk on a per-debtor basis and charge premiums according to that risk, you can adjust your pricing using your risk premium as a guide. By implementing a percentage-based excess, we’re aligned with you from the start – and you get the coverage you need at the best possible price.

    End-to-end risk management.

    We supply detailed credit information on every debtor, so you can understand the underlying risk and make informed decisions about credit extensions. Our credit management partner, Debtsource, provides ongoing credit management information with proper audit trails and complete transparency. They also identify any problem debtors, so you can take early action and reduce your credit risk.

    We make it easy.

    All we need from you each month is an electronic copy of your monthly age analysis – that’s it. As a policyholder you’ll have full access to your portfolio through the Debtsource online system which we also access. This means better collaboration through shared information, creating a complete picture of every debtor in your portfolio.

    More Information.

    • For a quote, provide your broker with a completed review checklist or your credit application.
    • Based on this information we will provide you with a comprehensive credit report within four days
    • We will provide your broker with a quotation on completion of this credit report
    • On your acceptance, provide your broker with a completed proposal form.   
    • You will need to sign up with an approved credit risk service provider (similar to a tracking device for your car)
    • You’re covered!   You can now extend credit to your customer with complete peace of mind

    Should you have a general query please direct it to tradecredit@hollard.co.za

    Looking for trade guarantees? Please visit the Hollard Trade and Construction Guarantees page.


    Gareth Joubert
    011 351 2130
    082 872 6938

    Find a Broker