Hollard Equipage

We know horses and insurance

Who we are and what we do

Hollard Equipage is South Africa’s leading provider of equine insurance. We offer smart, innovative horse insurance covers for all equine enthusiasts, including studs, competitive riders, and those who enjoy the occasional hack. 

Equipage Insurance Brokers (now known as Hollard Equipage), established in 1996, grew out of an abiding love affair with horses. As riders ourselves, we understand the deep bonds that our customers form with their horses. And we appreciate that, as both living creatures and possessions, horses require specialised insurance. Our acquisition in 2019 by Hollard – South Africa’s largest independent insurer, which was included in the 2020 BrandZ Top 30 Most Valuable SA Brands – brings two thoroughbreds in the SA insurance marketplace together. We’re bred in purple!

At Hollard Equipage, our product offerings, service ethic, and expertise are what set us apart. When our customers insure their horses with us, they benefit from the in-depth knowledge of like-minded, horse-owning individuals who understand that their particular requirements go beyond the needs of an ordinary investment.

Our products

Investing in a horse is more than acquiring an asset; it’s an investment in a living, breathing creature of beauty. The stark reality is that horses can fall ill, suffer injuries, require surgery, or, in the worst case, face mortality.

Owning and caring for a horse can be financially challenging, so covering unforeseen and unplanned expenses makes perfect sense. As industry pioneers, we were the first to introduce groundbreaking options like Critical Care, showcasing our commitment to meeting all our clients' needs.

We strive to address the specific insurance requirements of every horse which is why we apply a tailored approach. Contact us for assurance and industry-leading insurance coverage.

We sell policies directly and through broker channels. If you’re a broker, please contact us to add Equipage to your product offerings.

We're here to help you navigate the intricate world of horse insurance with confidence and care. Request a call back and let’s chat.

Let's chat


Send us your details and we will give you a call.

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Contact us


Horse Claims and General Horse Enquiries
Call: 011 468 4235
Email: equipage@hollard.co.za


Horse Emergencies and 24-hour Contact
Call: 083 377 2705
Email: equipage@hollard.co.za


Customer services


Mon-Fri: 08:00 – 16:00


By clicking the Request a Quote button you agree to the Hollard Privacy Notice and Policy

Our customisable insurance policies include:

An equestrian covered by Hollard horse insuranceadjusting her horse's muzzle

Mortality Cover

Protects against financial loss resulting from the untimely death of a horse. It covers death due to accident, illness, disease, theft and while in transit, or if a veterinary surgeon has to put the horse down on humane grounds as a result of an accident, sickness or disease.

An equestrian covered by Hollard horse insuranceon her horse jumping over a fence

Loss of Use Cover

A financial loss may occur if a horse becomes totally and permanently incapable of being ridden, but its condition does not necessitate destruction for humane reasons.

A foal covered by Hollard horse insurance standing in a field

Foetus Cover

Cover for the loss of the foetus resulting from permanent disability, rejection of the foetus, stillbirth, or the death of the mare which leads to the death of the unborn foal.

An equine veterinarian covered by Hollard horse insurance injecting a horse

Critical Care Cover

Equipage’s flagship policy, Critical Care, covers a horse for any critical, lifesaving, in-hospital procedures. This cover can be equated to ICU treatment.

An equestrian covered by Hollard horse insurance hugging her horse

Veterinary Insurance Policy

This policy is designed to cover the unexpected veterinary fees that horses may incur due to illness or injury.

A horse riding sign representing Hollard horse insurance

Public Liability Cover

Covers damages that a horse owner is legally liable to pay, happening or occurring away from the premises where the horse is kept, following injury or damage directly caused by ownership of the horse.

An equestrian covered by Hollard horse insurance tightening the saddle on a horse

Saddle & Tack Cover

Protects against theft by forcible entry and irreparable damage to saddles and bridles.

A horsebox transporting horses covered by Hollard horse insurance

Horsebox Cover

This policy provides cover for loss or damage to the trailer or truck due to theft and accidental damage, as well as liability to third parties.

A horse owner covered by Hollard horse insurance in a wheelchair

Personal Accident Cover

Provides compensation if a horse owner, their spouse or a family member residing with them sustains bodily injury in a horse-riding or horse-handling accident, resulting in a permanent disability or death.

    An equestrian covered by Hollard horse insuranceadjusting her horse's muzzle

    Mortality Cover

    Protects against financial loss resulting from the untimely death of a horse. It covers death due to accident, illness, disease, theft and while in transit, or if a veterinary surgeon has to put the horse down on humane grounds as a result of an accident, sickness or disease.

    An equestrian covered by Hollard horse insuranceon her horse jumping over a fence

    Loss of Use Cover

    A financial loss may occur if a horse becomes totally and permanently incapable of being ridden, but its condition does not necessitate destruction for humane reasons.

    A foal covered by Hollard horse insurance standing in a field

    Foetus Cover

    Cover for the loss of the foetus resulting from permanent disability, rejection of the foetus, stillbirth, or the death of the mare which leads to the death of the unborn foal.

    An equine veterinarian covered by Hollard horse insurance injecting a horse

    Critical Care Cover

    Equipage’s flagship policy, Critical Care, covers a horse for any critical, lifesaving, in-hospital procedures. This cover can be equated to ICU treatment.

    An equestrian covered by Hollard horse insurance hugging her horse

    Veterinary Insurance Policy

    This policy is designed to cover the unexpected veterinary fees that horses may incur due to illness or injury.

    A horse riding sign representing Hollard horse insurance

    Public Liability Cover

    Covers damages that a horse owner is legally liable to pay, happening or occurring away from the premises where the horse is kept, following injury or damage directly caused by ownership of the horse.

    An equestrian covered by Hollard horse insurance tightening the saddle on a horse

    Saddle & Tack Cover

    Protects against theft by forcible entry and irreparable damage to saddles and bridles.

    A horsebox transporting horses covered by Hollard horse insurance

    Horsebox Cover

    This policy provides cover for loss or damage to the trailer or truck due to theft and accidental damage, as well as liability to third parties.

    A horse owner covered by Hollard horse insurance in a wheelchair

    Personal Accident Cover

    Provides compensation if a horse owner, their spouse or a family member residing with them sustains bodily injury in a horse-riding or horse-handling accident, resulting in a permanent disability or death.

* Please contact us for further information on benefits, exclusions and limitations.

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A Hollard Equipage client adjusting her horse's muzzle.

A Hollard Equipage client adjusting her horse's muzzle.

A Hollard Equipage client adjusting her horse's muzzle.

How to claim

Your claims experience is important to us. We will process your claim as promptly as possible and understand how stressful it can be.

Where necessary we can liaise with your vet so you can focus on your horse.


Select your cover for more info:

Mortality Cover

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In the event that your horse dies or is euthanised:
 

  • Notify us as soon as possible (24-hour contact number: 083 377 2705)
  • Click here to download & complete the claims form 
  • Email the claims form to: equipageclaims@hollard.co.za
  • Attach the following supporting documents to your email:
    • Post Mortem Report including identification
    • Treatment reports
    • Invoices and vet reports when requested
    • Vaccination records in the case of death due to AHS, Flu, Tetanus, Rabies
    • Any claim involving bodily injury, theft or other criminal activity must be reported to the police immediately

Critical Care Cover

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For lifesaving, emergency treatment in hospital:
 

Loss of Use Cover

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If your horse has been permanently disabled:
 

Foetus Cover

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If the foal is stillborn or does not survive to the age of 30 days:
 

Public Liability Cover

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If your horse has caused damage or loss to a third party for instance at a show and legal action has been taken against you:
 

VIP Equine Policy

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For unexpected accident and illness claims:
 

Personal Accident Cover

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For death or permanent disability following a horse riding or horse handling accident:
 

Horsebox Cover

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For theft and damage but not wear and tear claims:
 

Tack Cover

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For theft and damage but not wear and tear claims:
 

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Fill in our form to submit a claim.