Doing Good.

Through the business that we do, and the way we do business.

We have always maintained  that “insurance is, at its core, an instrument for social good, a fundamental enabler of progress. By ensuring that potentially catastrophic or devastating setbacks are mitigated, we enable people to take the risks that must be taken if we are to progress as a society.”  

So, by doing what we do every day, we enable more people to create and secure a better future. 

Insurance for low-income consumers

Because formal insurance has traditionally not been accessible to low-income consumers, we have developed a number of initiatives to deliver value for money products to these markets, thereby enabling more people to enjoy the very real benefits that appropriate insurance products can deliver. We already insure more than 2,5 million consumers in this segment, but our work is far from done. We have set ourselves bold growth targets, and are in the process of extending our range of solutions to include affordable short-term products and savings and credit products for these consumers, in order to meet their needs appropriately.

But we also do good through the way we go about our business. 

Enterprise and supplier development. 

We have a unique supplier development programme that supports black entrepreneurs, including a number of former Hollardites who have started their own businesses within the greater Hollard ecosystem. The programme provides these entrepreneurs with a medium-term supplier contract and supports them with management advice and finance, as well as exposure to Hollard’s networks.

Streetwise Finance

Our very own Hollardite CSI volunteers developed a financial literacy programme called Streetwise Finance (SWF), which teaches ordinary consumers the basics of budgeting, saving and borrowing, insurance and retirement planning, using gamification. The SWF programme was recently expanded to include an e-learning version. This has increased significantly the number of consumers who can be reached  click here to learn more about StreetWise Finance. 

Then there are initiatives such as Kago Ya Bana and the Harambee Youth Employment  Accelerator (“Harambee”), which are large-scale programmes to catalyse positive and sustainable change at a systemic level, and in which we have played a catalytic role


Kago Ya Bana

Through Kago Ya Bana (KYB), the flagship early childhood development (ECD) programme of the Hollard Foundation Trust, funded substantially by Hollard, more and more vulnerable children in their foundation years are being provided with care, adequate nutrition, a stimulating environment, and access to quality ECD services that enable them to prepare for formal schooling so that they may ultimately reach their full potential in life.

The programme was launched in 2007 as a partnership between the Hollard Foundation Trust, the Midvaal local Municipality, the Gauteng Department of Health & Social Development, and later, the Department of Education in the Midvaal Local Municipality. It’s a municipal change model, catalysing and driving a system-wide process to enhance and build municipalities’ capacity and processes for delivering ECD services. Because of its success, the programme is currently being rolled out in the City of Johannesburg and Lesedi municipalities, with the aim of ultimately being implemented in eight metros. Click here to learn more about how KYB is making a difference.


KYB has spawned the exciting SmartStart  early learning social franchise, which has the visionary goal of providing quality early learning to one million vulnerable 3- and 4-year olds in their pre-school readiness phase annually by 2026. Having kicked off in 2015, there are already over 17 000 children in the system, with 1 000 KYB ECD practitioners having been trained in SmartStart’s early-learning stimulation methodology.To learn more about SmartStart click here.


Harambee (Swahili for “all pull together”) was developed in response to research conducted by the Development Bank of South Africa which shows that if a young South African keeps a job for at least 12 months, they have an 85% chance of being employed for the rest of their lives. In partnership with other role players, we co-founded this youth employment accelerator in 2011 to help connect unemployed matriculants from disadvantaged backgrounds with sustainable employment opportunities. 
We continue to employ Harambees and to recruit corporate members to Harambee’s ever-expanding network of employer partners. Since it started, Harambee has enabled almost 40 000 young people to secure a better future through full-time, sustainable employment, and has supported more than 350 000 young work seekers in improving their employability. Harambee now has partnerships with 358 employers click here to learn more about Harambee.


Employee Volunteering.

And finally there are is our well established Employee Volunteering Programme (EVP), which provides Hollardites with a range of opportunities to volunteer, including volunteering at CSI projects (ECD centres, schools or after-care projects) or our environmental project.

Other volunteering pillars include payroll-giving, grants to community projects supported by individual staff members in their personal capacity (Thusano), in-house collection campaigns, food-packaging events, skills volunteering and support of Take a Girl Child to Work and Tomorrow’s Man and rnational CSI days, such as the Cansa Shavathon and Mandela Day.

Through our actions, we can bring about positive systemic change and enable more people to create and secure a better future.