Firstly, what is travel insurance? Travel insurance is there to protect you from any incident while you are travelling. This can include medical conditions, cancellations, late flight departure, delayed baggage or theft or damage to baggage, and many more incidents.
When should you buy travel insurance?
It is advisable to buy travel insurance whenever you travel, but especially when you travel abroad. Anything could happen and it is important to have the peace of mind that you will be taken care of, no matter what happens or where you are.
What does travel insurance cover?
At Hollard, your peace of mind is our biggest aim and that is why we’ve created our travel insurance policies to help you relax on your well-deserved holiday.
Hollard covers our clients for the following:
- 31 Medical conditions you already have
- 101 Sports and Activities
- Winter sports and Cruise travel insurance
- Children are covered for free
- Family and Groups of 10+ discount
- Top-up for free medical cover
- Senior travel insurance (up to 81 years)
- Holiday and Business travel insurance
- Medical emergency
- Cancel your trip due to illness, injury or death
- Cancel for any reason
- Flight departs late
- Miss a connecting flight or cruise
- Theft or damage to personal belongings
- You become legally liable
- Bad weather
- An unexpected strike
- Your bags are delayed
- Accidental death or permanent disability
- Repatriation of mortal remains
- Unexpected terrorist attack
Important things to remember
You must keep the following in mind when applying for a travel insurance policy:
- Read the policy wording carefully to ensure you select the cover that is most suitable to your needs and financial situation.
- When receiving medical treatment for costs higher than R10 000, you MUST call us for authorisation BEFORE you receive the treatment unless you are being treated in the emergency department for a life-threatening condition.
- Be sure to declare any pre-existing medical conditions to us when applying for your policy, to ensure that you receive cover for those conditions.
- Ensure the country you are travelling to is covered by your policy.
- Check what activities are covered in your travel insurance – it might be a good idea to go bungee jumping but remember that not all dangerous activities might be covered.
- Be sure to report theft or damage to an official body like the police, within 24 hours of the occurrence – when you submit your claim with us, we will need this report to start processing your request.
Make sure your holiday is as exciting and stress-free as you envisioned it.
Contact Hollard today for your travel insurance policy!
