You can collect vehicle insurance quotes until you’re blue in the face. But, without really knowing what you’re looking for, choosing the best one is going to be harder than choosing your favourite Isidingo character.
So, with that in mind, what do you need to look for in a vehicle insurance quote? And, how do you know that you’re getting a good deal from the numbers on the page (or screen)?
These questions might have played on your mind harder than a Whitney Houston hit. But, no longer. We have a short guide that will help you determine whether your insurance quotes are really good.
What to look for in vehicle insurance quotes
When you have a vehicle insurance quote in hand, ask yourself the following questions:
1. How does the price compare to other quotes?
Price is one of the most important factors when it comes to determining how good your quote really is. After all, why would you pay more for something when you can get the same product for less money?
But, herein lies the trick. Make sure that you’re comparing the same product. Some quotes will give you the bare minimum while other quotes of a similar price offer much more. So, make sure that you check the details of each quote as well as the price.
This brings us to the next point…
2. Am I happy with what I get?
Yes, you want to save some moolah. But, at the same time, you kind of want to protect your ride. There’s no point in paying for vehicle insurance that doesn’t ensure the safety of your set of wheels.
When looking at quotes, decide on the level of cover that you want for your vehicle (whether that’s fully comprehensive, light cover, or limited cover), and then decide if it’s worth the price of the premiums.
3. Do I trust the insurer?
This is one of the most important questions to ask yourself when insuring your vehicle. This is because, if your insurance company isn’t reliable, you might not be able to successfully claim if you need to.
You want an insurance company that you know is going to pick up the phone if you need to chat, and that will make the claims process as painless as possible. Long story short, you want a company that you’ve heard of.
Vehicle insurance South Africa – quotes aren't scary anymore
Do you have a stack of quotes so high that it looks as if you’re a 1920s accountant? If so, you should no longer be intimidated by it.
With these questions, you will be able to look at any quote you get and judge whether or not it’s a good one.
And, hey, if you want an affordable quote that you know comes from a trustworthy insurance company, give us folks at Hollard a shout at 0861 000 107 or visit our website to get a call back!
Hollard Life Assurance Co. Ltd (Reg No 1993/001405/06) is an Authorised Financial Services Provider (Life policy articles).
The Hollard Insurance Co. Ltd (Reg No 1952/003004/06) is an Authorised Financial Services Provider (All short-term products).
