Specialist
Life Cover
Design your ideal life cover to suit your lifestyle with Hollard Specialist Life Cover
Features and benefits
We understand that everyone's life insurance needs are different. That's why we offer Hollard Specialist Life Cover. Find the best life insurance in South Africa; the one that caters to your circumstances. Enjoy a range of features and benefits, ensuring your loved ones will be financially protected and cared for when you're no longer there.
Hollard Specialist Life includes cover for Life and cover for Funeral.
Hollard Specialist Life Cover is for you if...
you are between the ages of 18 to 65.
Who can be covered?
- You, as the insured policyholder.
- Your spouse.
- Up to 6 children and 8 extended family members, including parents.
Key features
- Receive rewards: Get a percentage of your life cover premiums back as cash every 5 years.
- Easy application: No need for medical examinations or HIV tests.
- Monthly Assistance: Provides a monthly payout for 12 months on the death of the insured policyholder.
- Legal assistance: Access a dedicated legal helpline for advice and guidance on legal matters.
- Flexibility: Adjust your premium payments with a choice in annual premium increases. Cover also increases at a percentage of the premium increases.
- Repatriation: Coverage for the transportation of the body if the distance of transportation is more than 100km from the point of death in South Africa.
I would like to talk to someone
Send us your details and we will give you a call.
Important Notice
Please be aware of scams asking for your card and CVV details. Hollard will never request this information. If you need to verify any request, please contact us directly to ensure your safety. Thank you for your attention and understanding.
What makes Hollard Specialist Life Cover different?
This flexible product adapts to your life, combining a funeral plan with customisable life cover and a helpful savings benefit. Add on other benefits to personalise your cover and get the exact level of protection you need.
Choose one, two or all of these benefits to add to your Hollard Specialist Life Cover policy
Select Funeral
Cover ranging from R10 000 to R60 000 per person.
Select Life
Cover ranging from R30 000 to R150 000 per person.
Select Monthly Assistance
Cover ranging from R1 000 to R6 000 per month, for 12 months.
Additional benefits at no extra cost
- Savings Unit Benefit: Save towards any medium-term goal (minimum 5 years), such as a house deposit, a birthday bash, or an emergency fund for a rainy day.
- Road Cover: Immediate access to an effective Road Accident Fund (RAF) claims management system if anyone insured under this policy becomes a victim of a motor vehicle accident.
- Lawcall: A sharecall helpline service that provides advice on legal or tax problems, at no additional premium.
Why choose Hollard?
Purpose-driven team
Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.
Trusted by millions
More than 4 million people trust Hollard Insurance to protect what matters.
Strong partnerships
Partnership has been at the core of our business since we opened our doors in 1980.
Broker and partner solutions
We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.
Pan-African presence
Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).
Comprehensive offerings
Our broad range of specialist insurance offerings covers almost all personal and business risks.
Innovative partnerships
Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.
Specialist corporate solutions
Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.
Purpose-driven team
Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.
Trusted by millions
More than 4 million people trust Hollard Insurance to protect what matters.
Strong partnerships
Partnership has been at the core of our business since we opened our doors in 1980.
Broker and partner solutions
We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.
Pan-African presence
Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).
Comprehensive offerings
Our broad range of specialist insurance offerings covers almost all personal and business risks.
Innovative partnerships
Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.
Specialist corporate solutions
Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.
Frequently asked
questions
This FAQ is intended for informational purposes and may not reflect the terms of all existing policies. Benefits described here are subject to the terms and conditions of your specific policy.
What is Hollard Specialist Life Cover?
Hollard Specialist Life Cover is a flexible life insurance product designed to suit your lifestyle, offering a range of benefits including life cover, funeral cover and savings benefits.
Who is eligible for Hollard Specialist Life Cover?
South African citizens between the ages of 18 and 65 are eligible for this cover.
What benefits are included in this policy?
Benefits include life cover, funeral cover, monthly assistance payouts, legal assistance, repatriation cover and a savings unit benefit.
How do I apply for Hollard Specialist Life Cover?
You can apply online through the Hollard website, contact a broker, or call our customer service for assistance.
Is there a waiting period for claims?
Yes, there is a waiting period for certain benefits. Please refer to the policy terms and conditions for specific details.
Can I adjust my premium payments?
Yes, you can choose to increase your annual premium by 5%, 10%, or 15%, which will also increase your cover amount.
What is the Monthly Assistance Benefit?
The Monthly Assistance Benefit provides a monthly payout for up to 12 months in the event of the insured policyholder’s death.
What is the Repatriation Benefit?
The Repatriation Benefit covers the transportation of the body if the distance of transportation is more than 100km from the point of death within South Africa.
How does the Cash Back Benefit work?
If your life cover policy is active and your premiums are up to date, you will receive a cashback payout at the end of every five years. This pay-out is equivalent to 10% of all the risk premiums (excluding savings and administration fees) you have paid in the past five years. This Cash Back benefit is not payable if Hollard Life pays your monthly premiums and only applies to policies that specifically include this benefit. Please refer to your policy terms and conditions.
How do I make a claim?
To make a claim, contact the Hollard claims department via phone or email, and we will guide you through the process.
Questions about Hollard Life Insurance?
Call Policy Administration & Claims on
0800 935 465 or email mypolicy@hollard.co.za