Life Cover with
no Medicals

Get life cover up to R1.2 million

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Features and benefits

Imagine giving your loved ones the financial security they deserve, even when you're no longer there to provide it. With Hollard’s trusted life cover quotes, you can take the first step toward peace of mind. We offer some of the best life cover in South Africa, designed to protect your family’s future by covering essential expenses like groceries, school fees, home loans, and car payments.

Our affordable life cover options ensure that quality protection doesn’t have to come at a high cost.


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Hollard Life Cover with No Medicals is for you if...

you are a South African between the ages of 19 to 69.

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Key features

  • Up to R10,000 final expense benefit for up to 4 children at no extra cost.
  • Includes Interim Accident Benefit and Final Expense Benefit.
  • Terminal Illness Accelerator automatically included.
  • If you’ve had an HIV test in the past 12 months and the results were negative, you can get up to R360,000 extra cover at no additional cost (Ts & Cs apply).
  • R30,000 final expense benefit on death (an acceleration of your life cover) and R30,000 for your partner at no extra cost.
  • No medical tests required.
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Ready to protect your loved ones?

Get personalised life cover quotes today – it's quick, easy, and doesn’t require any medical examinations. Just have your ID number handy so we can determine your eligibility.

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Send us your details and we will give you a call.

You can rest assured knowing that we prioritise your privacy and adhere to strict data protection regulations. We fully comply with POPIA (Protection of Personal Information Act) and implement robust measures to keep your information secure.

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Important Notice


Please be aware of scams asking for your card and CVV details. Hollard will never request this information. If you need to verify any request, please contact us directly to ensure your safety. Thank you for your attention and understanding.

Why choose Hollard?

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Purpose-driven team

Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.

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Trusted by millions

More than 4 million people trust Hollard Insurance to protect what matters.

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Strong partnerships

Partnership has been at the core of our business since we opened our doors in 1980.

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Broker and partner solutions

We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.

Multiracial employees in the office, signifying Hollard's Pan-African approach to insurance

Pan-African presence

Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).

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Comprehensive offerings

Our broad range of specialist insurance offerings covers almost all personal and business risks.

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Innovative partnerships

Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.

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Specialist corporate solutions

Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.

    A young woman smiling as she's insured by Hollard, a South African Insurance Company

    Purpose-driven team

    Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.

    A family under an umbrella signifying insurance cover by Hollard, a South African Insurance Company

    Trusted by millions

    More than 4 million people trust Hollard Insurance to protect what matters.

    A group holding hands signifying strong Hollard partnerships

    Strong partnerships

    Partnership has been at the core of our business since we opened our doors in 1980.

    A Hollard Insurance broker talking to her client

    Broker and partner solutions

    We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.

    Multiracial employees in the office, signifying Hollard's Pan-African approach to insurance

    Pan-African presence

    Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).

    A farmer working the land happily knowing he's insured by Hollard, a South African Insurance Company

    Comprehensive offerings

    Our broad range of specialist insurance offerings covers almost all personal and business risks.

    A shack bursting with bright light signifying Hollard's commitment to better living standards

    Innovative partnerships

    Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.

    Various people working together to solve a jigsaw puzzle that represents Hollard's specialist corporate solutions

    Specialist corporate solutions

    Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.

Frequently asked
questions

This FAQ is intended for informational purposes and may not reflect the terms of all existing policies. Benefits described here are subject to the terms and conditions of your specific policy.

What is Life Cover with No Medicals?

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Life Cover with No Medicals is a life insurance policy that provides coverage up to R1.2 million without requiring medical examinations or HIV tests.

Who is eligible for this life cover?

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South African citizens between the ages of 19 and 69 are eligible for this life cover.

What benefits are included in this policy?

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Benefits include a final expense benefit of up to R30,000, an interim accident benefit, and a terminal illness accelerator.

How do I apply for Life Cover with No Medicals?

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You can call our customer service for assistance.

Is there a waiting period for claims?

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Yes, there is a waiting period for certain benefits. Please refer to the policy terms and conditions for specific details.

Can I increase my cover amount?

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Yes, you can increase your cover amount, but a waiting period may apply from the date of the change.

What is the Terminal Illness Accelerator?

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The Terminal Illness Accelerator allows you to receive a portion of your life cover payout if you are diagnosed with a terminal illness.

What happens if I miss a premium payment?

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If you miss two consecutive premium payments, your policy will lapse. Contact us to discuss options for reinstating your cover.

How do I make a claim?

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To make a claim, contact the Hollard claims department via phone or email and we will guide you through the process.

Questions about Hollard Life Insurance?


Call Policy Administration & Claims on 
0800 935 465 or email mypolicy@hollard.co.za