Hollard Investment Plan

A cost effective, efficient way to invest in a variety of investment portfolios through a single investment account.

Overview

Invest disposable income for savings and growth

The Hollard Investment Plan is a flexible investment and savings vehicle which enables investors to work towards a financial goal in a transparent and cost effective manner.  You can contribute to your investment whenever you choose to and can also invest via a monthly debit order investment starting at as little as R500 per month.

In addition, you can request a regular income payment from your investment, which you can start, stop or amend at any time. You are offered a selection of carefully selected investment portfolios to invest into, and you are able to change this selection whenever you wish to.

Global Fund Administrators (Pty) Ltd is the administrator of this investment and is an Authorised Financial Services Provider. 

Global Nominees (Pty) Ltd is an independent company approved by the Financial Services Board that holds assets for the investor’s exclusive benefit. 

Additional Information

For a summarised overview of the Hollard Investment Plan click here.

For more detailed information, click here.

Investment Portfolio List

Click here to view the list of Investment Portfolios available for selection on the Hollard Investment Plan.

Hollard Investments Online

Hollard Investments Online is our secure online services portal. It allows you to access your Hollard Investments information in a safe and secure environment. Click here to find out how to register

Features & Benefits

Features and Benefits of our Investment Plan

Features and Benefits Product Details

Minimum Investment

The minimum amount required to open an Investment Account is R5, 000. The minimum recurring monthly debit order amount is R500.

Tax Implications

The investment is subject to the following taxes:

  • Capital Gains tax: realised on the sale of an investment portfolio, if the sale results in a capital gain, meaning that the asset is worth more when sold than it was when it was purchased.
  • Interest Income tax: incurred on any portfolio which is invested in underlying assets which earn interest. The tax is realised in the tax year in which it is earned. 
  • Dividends Tax: incurred on the receipt of a distribution which contains a local dividend component, and withheld by the administrator who pays the tax to SARS on behalf of investors. 

Death Benefits

Your investment forms part of your estate and will be governed by your last will and testament. Any beneficiaries who receive a portion of the investment may receive their portion, according to the instructions of the executor of the estate, as a cash pay-out or a transfer to an investment account in their name at Hollard or another provider.

Access to Capital

You may withdraw all of or a portion of your investment at any time, and may make as many withdrawals as you wish. Withdrawals are subject to Capital Gains tax.

Other Product Features

  • Investor choice with regards to selecting and adjusting the investment portfolios you invest into.
  • The ability to make once-off contributions whenever you wish, and to start, stop or amend a monthly debit order contribution over the lifetime of the investment.
  • Investors may request a regular income payment from the investment, which you can start, stop or amend at any time.

Product Charges

What will it cost?

Product Details Product Charges

Initial Administration Fee

No initial administration fee is charged.

Initial Management Fee

Certain Managers may charge an initial fee on your investment or switch into an Investment Portfolio. Click here to see Investment Portfolio List.

Financial Advisor Initial Fee

A maximum fee of 3% excluding VAT.

Annual Administration Fee

A weighted average fee is charged per policy/investment account according to the following fee scale: 

 Investment Value Annual Admin Fee (excl. VAT) 
From R0.0 to R1 million 0.45%
Next R500 000 0.40% 
Next R500 000 0.35% 
 Thereafter 0.25% 

The fee is levied monthly in arrears by deducting units from your underlying Investment Portfolios to the value of the investment account.

Annual Management Fee

Managers charge annual management fees, which are incorporated into the daily unit price of the Investment Portfolio. Click here to see Investment Portfolio List.

Financial Advisor Annual Fee

A maximum fee of 1% excluding VAT.

Additional Charges

The Fund may recover ad-hoc expenses from your investment in lieu of costs incurred by the Fund, such as audit fees. You will be notified in the event that an ad-hoc expense charge is to take place.

FAQs

Investment Plan FAQs

Find out everything you need to know about the Hollard Investment Plan.

What is the purpose of the Hollard Investment Plan?
The Hollard Investment Plan provides investors with a simple, cost-effective and efficient way to invest disposal income in a variety of investment portfolios through a single investment account.
How do I invest into the Hollard Investment Plan?
You may contribute to your investment via:
  • An initial once-off investment
  • A recurring monthly debit order investment
  • An additional once-off investment You can invest a once-off contribution at any time, and may start, stop or amend a monthly debit order investment at any time.
What is the minimum investment amount?
The minimum initial amount required to open an Investment Account is R5, 000. The minimum recurring monthly debit order amount is R500.
What are the tax implications of this investment?
The investment is subject to the following taxes:
  • Capital Gains tax: realised on the sale of an investment portfolio, if the sale results in a capital gain, meaning that the asset is worth more when sold than it was when it was purchased.
  • Interest Income tax: incurred on any portfolio which is invested in underlying assets which earn interest and realised in the tax year in which it is earned.
  • Dividends Tax: incurred on the receipt of a distribution which contains a local dividend component, and withheld by the administrator who pays the tax to SARS on behalf of investors.
What underlying investment portfolios do I invest in?
When you open your investment account in the product you will select the investment portfolios into which you wish to invest. You may select any one or a combination of the Investment Portfolios offered, and may switch between funds at your discretion. It is important for you to monitor and review your investment portfolio selection on a regular basis, in order that your investment continues to meet your financial needs.
Can the investment be used as security?
You may cede some or all of your investment as collateral/security.
Can the investment be cancelled and does a cooling off period apply?
No, due to the nature of the product, you may not cancel your investment and no cooling-off period applies. You may request a full withdrawal or may transfer your investment to another authorised provider.
Is the investment guaranteed?
No, the product does not provide a guarantee on the investment value of your investment account nor does it guarantee the performance of the investment. The market value of the investment may fluctuate and go down as well as up, and past performance is not necessarily a guide to the future. The investor carries the investment and market risk which may include the possibility of losing capital.
Can I make additional contributions to my investment?
Yes, additional contributions can be added to the investment at any time. You may also invest via a recurring monthly debit order which you may start, stop or amend as you wish.
Can I withdraw from my investment?
Yes, you may make as many withdrawals from the investment as often as you wish to do so.
What happens if I pass away?
Your investment forms part of your estate and will be governed by your last will and testament. Any beneficiaries who receive a portion of the investment may receive their portion, according to the instructions of the executor of the estate, as a cash pay-out or a transfer to an investment account in their name at Hollard or another provider.
Do I need a Financial Advisor to invest in this product?
It is recommended that you appoint a financial advisor to assist you. The Administrator and the Manager do not provide financial advice, and may only supply the investor with factual or administrative information relating to the investment products and portfolios.

Customer Support

Contact details

Select and complete the form of your choice

  • Select the relevant form from the list below.
  • Print and complete the form.
  • Attach all required documentation.
  • E-mail or fax the completed form to customercare@hollardinvestments.co.za or +27 11 351 3816.

First-time Investors Existing Investors
Application Form for Individuals Additional Contribution Form
Application Form for Legal Entities Transfer Instruction Form
Dividend Withholding Tax Form Change of Details for Individuals
Information Document Change of Details for Legal Entities
Product Brochure Withdrawal Form
Investment Portfolio List Switch and Rebalance Form
FICA Requirements List Security Cession
3rd Party Payment Letter
Sighting of Original Documents
Site Visit Declaration
Cohabitation Declaration
FATCA Questionnaire for Individuals
FATCA Questionnaire for Legal Entities