For Policyholders

Sasria

Protection when things get predictable

At Hollard, we know that life can be unpredictable — especially when it comes to events like civil commotion, riots, strikes, lockouts, public unrest, terrorism, rebellion and revolution. These are risks that most insurance policies don’t cover. That’s where Sasria comes in. Sasria SOC Ltd is a government-owned insurer that provides cover for these special risks. It’s available as an optional add-on to your Hollard policy — whether it’s for your car, home, business, or assets.
 

What Sasria covers

  • Damage caused by strikes, riots, and civil commotion
  • Losses due to terrorism or public disorder
  • Events that are politically or socially motivated
  • Covers both physical damage and business interruption
     

Why you need it

  • Regular insurance excludes these types of events
  • Sasria gives you peace of mind during times of unrest
  • It’s affordable and backed by the South African government
  • Claims are handled quickly and fairly
     

For individuals

If your car or home is damaged during a protest, riot, or similar event, Sasria helps cover the cost of repairs or replacement. Whether it’s a burnt-out vehicle or damage to your property caused by unrest, Sasria gives you extra protection when your standard policy doesn’t apply. It’s a low-cost add-on that can make a big difference when things go wrong.
 

For businesses

If your business suffers damage during a protest or strike — like looting, fire, or vandalism — Sasria steps in to cover the loss. It can also cover loss of income if your operations are interrupted.
 

How to get it

You don’t need a separate policy. Just ask your Hollard broker or adviser to include Sasria cover when setting up your insurance. It’s a small premium for a big layer of protection.

Need the fine print? We've got you covered

Looking for the details behind your cover? The Sasria Policy Wordings Repository below gives you easy access to all the official documents that explain exactly what’s covered, what’s excluded, and how the policy works. Whether you're reviewing your personal, commercial, or specialist insurance, you’ll find everything in one place — clear, transparent, and always up to date.

Material damage

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Old policy wordings

 

Material Damage 2025

 

 

Current policy wordings

 

Material Damage 2026

 

F4 Policy Wording

Business interruption

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Business Interruption


Annexure 10 - Specification Attaching to the Standing Charges Wording


Annexure 12 - Specification Attaching to the Working Expense Policy

Motor

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Old policy wordings

 

Motor 2024

 

 

Current policy wordings

 

Motor 2026

Construction risk

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Contract Works

Disclosure notice

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Disclosure Notice 2025

If you’d rather explore the details yourself, you can also visit the Sasria website for quick access to product information, policy documents, and helpful resources. It’s all in one place — easy to navigate and available whenever you need it. Click here to visit Sasria site and find what you’re looking for.