iTOO Liability & Special Risks Insurance
About Liability & Special Risks Insurance
Every business needs to be covered against the various liabilities they may be exposed to, whether they’re political, environmental or product-related. iTOO take the hassle out of this worry, by providing an extensive range of liability and special risks insurance.
Who is it for?
Every business needs to be covered against the various liabilities they may be exposed to, whether they’re political, environmental or product-related. iTOO take the hassle out of this worry, by providing an extensive range of liability and special risks insurance.
What is covered?
Broadform Liability
iTOO’s Broadform Liability Insurance protects your business financially from third-party claims against you – whether it’s incidents that occur at your premises, or product liabilities that occur outside of them.
Contaminated Product and Recall Insurance
Our Contaminated Product and Recall Insurance helps to cushion your business – and industry at large – in the case of a complex product recall.
Environmental Liability
Our specialist environmental cover helps with the management, emergency response, ecological restoration and public relations protocol to ensure your business and the environment survive.
Kidnap & Ransom
As evolving forms of criminality continue to pose a threat around the globe, our comprehensive Kidnap & Ransom policy will cover you for more than 20 events anywhere in the world.
Political Violence & Terrorism
Cover your business against physical loss or damage caused by an act of terrorism and/or sabotage, malicious damage, riots, strikes and civil commotion, rebellion and more.
Who is iTOO?
iTOO is a special risk insurance provider, operating as Hollard’s preferred underwriter of specialty products. iTOO is a home for UMA’s, niche start-ups, innovators and outside-the-box thinkers.
iTOO's understanding of their customers' businesses, individual and corporate, and their understanding of current and emerging market trends, is what really sets them apart, sharpens their expertise and guides their specialist insurance offering.
iTOO partners with over 900 brokers countrywide and in selected African regions 24/7/365.
iTOO are experts in what they do, so clients can unlock the limitless potential of what they do.
What iTOO does
iTOO finds or creates specialist insurance solutions that are individually tailored to solve problems that discerning clients may have. From cyber insurance to medical malpractice, drone insurance to commercial crime, ITOO uses knowledge from the hottest minds in that industry to ensure that no matter what your business does, the risks you may face are covered.
Why choose iTOO?
Because they’re focused on the future and can cover you for risks you may not even have thought of yet. They’re versatile, think out of the box and are always available to chat about your concerns. Rely on iTOO to safeguard your business, leaving you free to focus on growing it.
How to get cover
All iTOO business has to be done via independent brokers so please ask your broker to contact us if you would like to get a quote for your Employment Practice Liability.
If you do not have a broker and would like us to recommend possible FAIS-registered brokers trained in our products, please fill in your details on our Find a Broker page.
If you are a broker and would like more details about our cover, please contact one of our product experts.
Questions about Liability & Special Risks Insurance?
Call Suzi Georgiou-Grobler on
082 877 1935 or email
suzetteg@itoo.co.za
Call Sylvia Buthelezi on
083 478 2949 or email
sylviab@itoo.co.za
Frequently asked
questions
When does a claim need to be reported?
As soon as any allegation of unfair labour practices is made against the company or its employees and directors, or after becoming aware of any circumstance which may give rise to a claim.
When will the legal fees of a dispute be covered?
Defence Costs which are the reasonable costs and expenses incurred with the Insurer’s prior written consent in connection with the investigation, defence, settlement or appeal of a Claim are covered from the time a circumstance is notified and accepted as a valid claim under the policy.
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