Hollard Comprehensive Life Cover

• No waiting period.
• The premium is guaranteed for 10 years.
• Includes an Interim Accident benefit and a Final Expense benefit.
  • The Final Expense benefit covers each life insured for R40 000.
  • The spouse for R20 000 and each child R10 000 (up to four children).
• A Terminal Illness Accelerator is automatically included:
  • If the insured contracts a terminal illness which, in the opinion of Hollard Life, leaves them with 12 months or less to live, then 100% of the death benefit may be claimed before death.

Additional life cover benefits

• Minimum cover of R250 000.
• Unlimited maximum life cover amount, subject to financial justification and availability of reinsurance.
• A maximum payout of R500 000 in the event of accidental death via the Interim Accident Benefit.

Important points

• You will need to provide recognition of prior insurance.
• Each life insured’s Final Expense benefit amount is accelerated from the death benefit amount.
• Cover for the spouse and children in the first 12 months is for accidental death.
• Cover for your nominated spouse ceases before their 65th birthday.
• Cover for your nominated child or children ends before their 25th birthday.
• No payment will be made where the policyholder and the life insured are different people or institutions and where there is a collateral cession against the policy.
• The only exclusions are if the death was suicide or assisted suicide.

Add Hollard Life Cover to your Comprehensive Life Cover Policy, or take it on its own.

Get a no-obligation quote today.

You may also want to consider our Disability Cover and Critical Illness Cover.

• Payout of a minimum of R100 000 up to R10 million.
• The premium is guaranteed for 10 years.
• It is a lump sum payment that covers partial and total impairment.
• Choose your benefit cover for a term or for the whole of your life.

Additional life cover benefits

• Minimum cover of R250 000.
• Unlimited maximum life cover amount, subject to financial justification and availability of reinsurance.
• A maximum payout of R500 000 in the event of accidental death via the Interim Accident Benefit.

Important points

You must notify Hollard if any of the following scenarios apply:

• You change occupations.
• You take on more than one occupation.
• There has been a change in the type of work you’re doing.

In addition to the above, the following also applies to be eligible for Hollard Disability Cover:

• You must have been gainfully employed for no less than six months before becoming disabled.
• You can claim when a medical practitioner confirms your diagnosis to the satisfaction of Hollard Life's claim criteria.
• There is a three-month survival period before you get paid out.
• Self-inflicted injuries are the only exclusion.

Add Hollard Disability Cover to your Comprehensive Life Cover Policy, or take it on its own.

Get a no-obligation quote today.

You may also want to consider our Life Cover and Critical Illness Cover.

• Our critical illness cover pays out R100 000 up to R5 million.
• The benefit term is the whole of life.
• The premium is guaranteed for 10 years.

Important points

• There is a survival period of 14 days.
• On payment of a claim under this benefit:
  • The amount payable on death will not be altered unless a claim has been paid before the expiry of the 14-day survival period.
• Effect of a claim on a benefit category:
  • The benefit amount payable for any benefit category is subject to a maximum of 100%.
  • Multiple claims can be made under the same benefit category. The available cover for a particular benefit category will be reduced by the amount claimed.

Add Hollard Critical Illness Cover to your Comprehensive Life Cover Policy, or take it on its own.

Get a no-obligation quote today.

You may also want to consider our Disability Cover and Life Cover.