Disability & Impairment.

Make sure the bills get paid no matter what.

Pay your bills. Adapt your life.

People often wonder what the difference is between disability and impairment cover. Although they’re similar, they have different roles to play when it comes to your life insurance.

Let’s face it: if you weren’t able to work another day in your life – you’d need to win the lottery to cover all those bills.

Our disability cover pays out a lump sum or monthly income payments if an accident or illness means you can no longer work, protecting both your finances and your family. While our impairment insurance will provide money that you can use to make adjustments to your life such as installing a wheelchair ramp in your home.

Why choose our disability cover? 
  • This cover will replace your income if you’re unable to work in your own or a similar job, because of an accident or illness
  • Choose the cover you need at the price you can afford
  • Cover that pays a lump sum of up to R10 million and monthly income payments of up to R100 000

Added Benefits.

Crisis Waver
  • You won’t have to pay the premiums on your critical illness cover for up to 3 months if you face a serious life-changing event
  • Covers you for a wide range of life-changing events including divorce, retrenchment or the death of a spouse
  • Includes a cash-back benefit after every 5 claim-free years
Long-Term Care
  • Covers you for full-time care with a registered frail care facility, hospice or nursing home or with a registered medical professional
  • Makes monthly payments of up to R30 000 after you turn 65
  • Includes a death benefit before and after you turn 65

Contact us.

Telephone number:
011 351 5000


011 351 3003

Contact our claims department: 
Mon - Fri: 08:00 - 17:00

Walk in centre hours:
Mon -Thurs: 08:00 - 16:30

Find A Walk In Centre Closest To You

Check and update your policy.

Telephone number:
0860 00 00 11

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