Legal Requirements.

The Hollard Insurance Company Ltd (Reg No. 1952/003004/06), Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06) and Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07) are authorised Financial Services Providers. Hollard subscribes to the Ombudsman for Short-Term Insurance and the Ombudsman for Long-Term Insurance, and is subject to the jurisdiction of the FAIS Ombud. Hollard has developed and publicises its own Financial Crime Risk Management Policy. Regent Insurance Co. Ltd (Reg No 1966/007612/06) and Regent Life Assurance Co. Ltd (Reg No 1994/001332/06) have been acquired by Hollard, and are authorised Financial Services Providers.