The Hollard Linked Endowment.

Enhance your investment returns through reduced taxes. A tax efficient investment
solution for clients that have five or more years to invest.

Benefits you receive.

  • Tax advantages with reduced tax rates and policy proceeds paid out net of tax 
  • Once-off access to withdraw from your policy during the first five years
  • Multiple Policy selection for additional liquidity needs
  • Access to a range of Investment Portfolio options to suite your risk appetite and goals
  • Once-off contributions can be made whenever you wish (subject to legislative limits)
  • Ideal for estate planning with multiple Life Assured nominations ensuring the policy continues on death of the Investor, direct payment to nominated beneficiaries on the death of the last life assured, and no executor’s fees under normal circumstances.

What it will cost.

Minimum investment R100,000 per policy
Initial Administration Fee No Fee
Initial Management Fee

See portfolio list

Financial Advisor Initial Fee

A maximum fee of 3% excluding VAT

Tax Recovery Charges

Income Tax: 0%

Capital Gains Tax: 0%

Dividends Withholding Tax: 20%

Annual Administration Fee

Investment Value

Annual Admin Fee
if fully invested in 3rd Party
Manager Funds (Weighted fee) (Excl. VAT)

Annual Admin Fee if fully
invested in Hollard Prime
Unit trust Funds (Flat Fee)
(Excl. VAT)*

From R0.0 to R1 million 1.20% 0.50%
Next R500 000.00 1.15%
Next R500 000.00 1.10%
Thereafter 1.05%
Financial Advisor Annual Fee

A maximum fee of 1% excluding VAT

Other Charges

Investments into a Personal Share Portfolio (PSP) are charged an additional admin fee of 0.20% over and above the Annual Administration Fee. Where any portfolio makes use of Hollard’s Asset Swap capacity, a further fee of 0.45% on the offshore asset will be charged (no VAT is chargeable on any of these fees).

Forms and Documents.

How to submit a form to us:

  1. Select a form from the list below (all are in PDF format).
  2. Print and complete the form.
  3. Attach all required documentation, including FICA documentation (for new investment application).
  4. E-mail or fax the completed form to: or
    Fax: +27 11 351 3816


Contact Details.

For compliments and complaints please fill in the Customer Support form on the right. Alternatively view our complaints process by clicking here


Investment Enquiries.

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Frequently Asked Questions.