Home Contents Insurance | Home Insurance

Your household possessions are much more than just things – they’re part of who you are and they make your life unique. We’ll cover you if you need to replace or repair your household possessions because they’re lost, stolen or damaged.

What Home Contents Insurance covers.

Cover for loss or damage to you home contents caused by theft, fire, lightning, storms, earthquakes and other insured events
Cover for damage to your electrical equipment caused by power surges
The cost of a security guard to protect your home after an insured event
Cover for loss or damage of personal items belonging to guests or full-time employees

Get 10% of your premiums back in cash

Our No Claim Reward programme pays out after 24 months if you are claim free.

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See what else it covers

Cover for your belongings while they’re in transit to or from your home, or while they’re temporarily removed from your home
The cost of a security guard to protect your home after an insured event
Replacing clothes stolen off your washing line at your home, even if there was no forcible or violent entry

The cost of professional counselling to cope with trauma after an insured event
Paying for food that has gone off in your fridge or freezer because of a mechanical or electrical failure in your home
Paying for items bought as gifts for someone else that are stolen or damaged while being kept in your home

Insuring your home contents isn’t just about replacing the items that belong to you – it’s also about minimising the inconvenience that comes with theft and accidents.

Optional benefits for you to choose from:

Having comprehensive home contents insurance is all good and well but what if you experience theft or have an accident with consequences you hadn’t thought of?

Our optional benefits cover you if you’re doing renovations, if you use your home as a guest house or home office, or if you want to cover garden and outdoor equipment specifically, among other things.

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