Risk Management Philosophy
Our experience has taught us that simply adjusting rates in response to changes in the claims experience is not always sustainable. We prefer to manage risk and, where the claims experience is negative, we engage with you to identify and resolve the underlying cause.
This approach has proven successful with a number of our key clients, from diverse industries.
We understand the inconvenience of going for medicals; however it remains an important risk management tool to protect all members on a scheme.
To ensure that the medical examination happens efficiently and smoothly, we’ve contracted a nursing service that’s able to visit client offices and conduct the medical tests with minimal inconvenience.
As a specialist group risk underwriter we understand the importance of paying claims as quickly as possible.
We also know that the terms and conditions of the policy are an important part of risk management and are in place to protect the claims experience of the scheme.
International Risk Solutions
Through its association with Hollard Group Risk South Africa, Hollard Group Risk International (HGRI) offers the expertise and specialist capability gained in the South African market, in selected international markets.
Hollard Group Risk International was established to address the growing needs of Hollard Group Risk clients who have international operations and where employee benefit solutions are required.
Hollard Group Risk International have established insurance operations in multiple international territories and provide seamless risk solutions for group insurance benefits, including death, disability and health insurance.
Multinational pooling occurs when a multinational company combines all the employee benefit contracts from the various countries in which it operates, into one unique account, for the benefit of combined experience rating.
Alternative Risk Transfer
Alternative risk transfer is an insurance structure which allows a policyholder to benefit from a good claims experience, whilst having peace of mind knowing that 100% cover is in place.
For more information, send us an enquiry.