Lite Cover.

Get affordable, value-for-money cover for your car.

Lite Cover is simple, affordable car insurance with low excesses. Personalise your cover. Lite Cover pays out in cash, so you can use the repairer you trust to fix the damage.

What Lite* Cover offers you. 

  • Functional Damage Cover: You are covered for functional damage to your car as a result of accidents, attempted theft, fire or the weather at a level of cover chosen by you
  • Functional Damage cost: Is the amount Hollard will pay you to fix your car less your excess
  • Theft Cover: You’re covered for the sum insured/chosen value of your car if it is stolen or hijacked
  • Third party liability: You’re covered for any damage to the car or property of another person because of an accident that involved your car

View or edit your policy or register a glass claim for your qualifying car

Additional Lite Cover benefits. 

Windscreen and glass damage

We’ll cover the cost of repair or replacement of fitted windows that are damaged, but only if the insured event didn’t cause functional damage as well, in which case it will be covered under the claim for functional damage.

Alternative transport allowance

Get an alternative transport allowance when you claim, to help you with transport while you’re without your car. You can use this money for a taxi, to rent a car or for anything else.

Legal Cover

Get access to a 24 hour legal advice helpline. At an extra premium you can also choose cover for legal costs during civil or labour proceedings.

Cosmetic damage cover

Limited to a maximum amount, this covers you for damage to your car that is purely cosmetic, such as scratches on the paint or dents to the bodywork. This is minor damage that doesn’t impact the operation of your car.

For example: If you have a car accident and your car’s door is removed from the body of the car, we will pay for the cost to replace the door up to the functional damage cover limit. We will not pay for the cost to have the door spray painted, unless you also chose cover for cosmetic damage as well.

Optional Lite Cover benefits for you to choose from:

Customise your Lite Cover policy by adding optional benefits such as cosmetic, windscreen and glass damages or alternative transport allowance when you are without your car.

This covers you if your car is written off because of events such as an accident, attempted theft, hail or other bad weather.

Our En Route personal accident insurance covers the driver of the car (covered under our policy), and up to a maximum of nine passengers, for death or permanent disability.

Our tyre insurance covers the cost of repairing four punctures a year.

Contact us.

Claims, general queries and emergencies
0860 123 EASY (0860 123 3279)


General queries:


If you got your policy through a broker, please contact them directly. 

Mon-Thu: 08:00 –18:00  Fri: 08:00 –16:30 Sat: 08:30 – 13:00

Customer services:
Mon-Fri: 08:00 – 16:30

Need more info?

Download the latest policy wording document for our Easy Lite Cover policy


*terms and conditions

The benefits described on this page only apply to our Easy Car & Home Insurance policy. 

We have many other Car & Home policies that are sold via our brokers which may be different from this policy. 

If in doubt, always consult your latest policy wording.

Download our App.

The Hollard App is free to download for Car & Home policy holders.

  • View your policies
  • Car Lite inspections
  • Access emergency assist
  • Home and convenience drive 

Download here:

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For Android users