If you’re in Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia or Zimbabwe and something happens to your off-road vehicle, you’ll get the following cross-border insurance benefits, subject to specified limits.

• Cross-border emergency repairs: We’ll arrange for emergency repairs to get your car or motorbike safely back on the road in one of the cross-border countries listed above.
• Cross-border breakdown: If your car or motorbike breaks down in a cross-border country, we will pay you back any additional costs because the incident happened outside of South Africa. For example, you may have to fly spares in from South Africa that aren’t available in the country you’re in.
• Cross-border car hire: We’ll pay you back the cost of car hire including airport surcharge for rentals from an airport, tourism levies, insurance costs and delivery or collection.

• Cross-border emergency accommodation: If your car or motorbike is stolen or damaged and you have an overnight delay in a cross-border country, we’ll arrange accommodation for you and any passengers.
• Cross-border towing and return to South Africa: We’ll arrange to tow your car or motorbike (along with your caravan or trailer) in any of the cross-border countries and to return it to South Africa if needed.