Off Road Insurance Bundle | Car Insurance

Off-road Insurance Benefit.

We define an off-road vehicle as:

One that is used for four wheel driving, trail driving, sand dune driving or any other driving away from a public, prepared or graded private road. This includes motorbikes.

What the Off-road Insurance Bundle Includes.

We’ll cover your car or motorbike used for off-road purposes and on 4x4 courses for theft, loss or damage as described in your comprehensive car insurance cover.
Theft of luggage: We’ll pay for the theft of your luggage from a roof-rack, canopy, trailer or carrier.
Theft of spare wheel and other accessories: We’ll pay for items stolen off your car, for example your spare wheel, a roof top tent, side awning or bicycles, canoes or fishing rod carrier racks. If your motorbike is covered, we’ll cover you for accessories such as motorcycle luggage carriers and spotlights.
Breakdown of winching equipment: We’ll cover you for the sudden and unforeseen breaking, or mechanical or electrical failure of your car’s winching equipment.

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Cross-border Insurance

If you’re in Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia or Zimbabwe and something happens to your off road vehicle, you’ll get the following cross-border insurance benefits, subject to specified limits

Cross-border emergency repairs: We’ll arrange for emergency repairs to get your car or motorbike safely back on the road in one of the cross-border countries listed above.
Cross-border breakdown: If your car or motorbike breaks down in a cross-border country, we will pay you back any additional costs because the incident happened outside of South Africa. For example, you may have to fly spares in from South Africa that aren’t available in the country you’re in.
Cross-border car hire: We’ll pay you back the cost of car hire including airport surcharge for rentals from an airport, tourism levies, insurance costs and delivery or collection.

Cross-border emergency accommodation: If your car or motorbike is stolen or damaged and you have an overnight delay in a cross-border country, we’ll arrange accommodation for you and any passengers.
Cross-border towing and return to South Africa: We’ll arrange to tow your car or motorbike (along with your caravan or trailer) in any of the cross-border countries, and to return it to South Africa if needed.

Choose From Optional Car Insurance Benefits Such As:

Car Hire

Get a rental car to help you get around if your car is stolen or in for repairs.

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Scratch & Dent Cover

We cover the repair of small scratches and dents, so you can always keep your car in tip-top shape.

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Tyre Damage Cover

Our tyre cover protects you against the cost of fixing punctures, replacing damaged tyres, wheel alignment and balancing.

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Classic Car Bundle

With our classic car bundle you can insure your prized classic car for more than just theft or damage.

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Personal Accident Insurance

Our En Route personal accident insurance covers the driver of the car or motorbike and up to a maximum of nine passengers, for death or permanent disability as a result of an accident in the insured car.