Employee Related Cover.

  • Employee Benefits
  • What is Employee Benefits Cover?

    We’re a specialist group risk underwriter, with a primary focus on providing risk benefits for corporates to protect their employees in the workplace.  And, for us, the focus is on offering tailored risk benefit solutions, rather than a one-size-fits-all product.

    What sets us apart?

    It’s about meeting our clients’ needs. This is how we do it…

    1. Risk management approach

    We believe in managing risk, not simply underwriting it. That’s why we take the time to understand a client’s specific needs and craft a relevant solution. We also look to manage and mitigate risk in a proactive way. The best way of reducing risk is by preventing potential claims.  

    2. Service & claims

    Our service levels speak for themselves. When contacting us, you’ll be dealing with people at the coalface. We believe in the importance of paying claims, and paying them as quickly as possible. That’s why we pay valid death and funeral claims within two days. Disability claims are assessed and paid within seven days if accepted. We pay income benefit claims monthly, by the 25th of every month. 

    3. African footprint

    We’re a single point of contact for local and international companies with business interests in Africa. Through our established network of partners across the continent, we’re able provide compliant group risk benefit solutions.

    Our benefits include:

    • Death
    • Lump Sum Disability
    • Spouses Death 
    • Critical Illness
    • Funeral 
    • Disability Income
    • Accidental Death
    • Total & Temporary Disability
    • Credit Life
    • Accidental Lump Sum Disability 
    • Dismemberment

    Above all, we aim to be hands on and agile. This means we’re able to anticipate our clients’ needs and respond as quickly as possible – backed by a team of 70 dedicated and accountable people. 

  • Accident & Health