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Easy 4 Business offers you value not only in terms of cost-effectively managing your risks but also in time, convenience, customisation and simplicity.
You only pay a single excess: If you have a claim across different sections of your policy, you will only have to pay one excess. Even better, our excesses are based on a flat rand amount instead of a percentage of the claim amount, and you can choose the excess you are comfortable with and can afford. It’s easy!
We have not one, but TWO no-claim rewards: Having a policy with us means you get to participate in our great no-claim rewards, where we will pay back up to 15% of your premiums as a reward for not claiming. We have two separate no-claim rewards: Motor (cars, motorbikes, trailers and caravans) and Non-motor (everything else). A claim under one does not affect your reward under the other. The more you insure with us, the more you will get back if you don’t claim. It’s easy!
Customise your own cover: The modular structure of our product offering allows you to combine cover options in a policy that perfectly fits your business. It’s easy!
Our policy wording is written in plain language: A minimum of legalese and technical insurance terms means you can get your head around your cover without a problem. It’s easy!
Virtually every risk to your business can be covered under your Easy 4 Business insurance policy, including the following:
External fixed assets – such as signage, shade netting and water tanks
Contents
Plant and machinery – mechanical, electrical and electronic plant, and tools and equipment that are stationary (such as drill presses and compressors)
Stock
Electronic equipment situated at your business such as computers, printers, servers, point-of-sale equipment and CCTV cameras
Portable assets – anything leaving your premises, such as laptops, cell phones and tablets
Liability – Public liability with options to choose from Employer’s liability, Defective workmanship and defective product liability, to name a few
Cars, motorcycles, trailers and caravans
Business interruption
Money – cover during business hours with options to choose cover for after business hours, while in transit and if you are trading off-site
Personal accident – death and disability cover for you and your employees
Each of the above includes a core offering, with a range of optional covers.
For more information about our Easy 4 Business insurance offering, simply call us on 0860 EASY4B (0860 327942) or email E4bquotes@hollard.co.za today!
Download the latest Easy 4 Business Quick reference guide.
Download Easy 4 Business important information wording.