A hollard logo
A hollard logo
A hollard logo
A hollard logo

Business Insurance Products

  • Accident and Health
  • Accident and Health

    By their nature, accidents are unforeseen and unexpected events, but that doesn’t mean we shouldn’t plan for their eventuality – especially when the potential consequences can be so significant for the people whose lives are affected.

    Our Accident & Health specialists offer practical solutions for employers and/or members of employee group schemes, who are involved in an accident or violent incident at work, at home, on the road or even on holiday. They provide insurance against death, disability (temporary or total) and provide funding* when accidental injuries occur to ensure companies are protected against the cost of losing a valued employee in the workplace (for an extended period or permanently), while simultaneously ensuring that affected employees and their families have financial support at a time when they are at their most vulnerable. 

    The cover is 24/7 and worldwide, but can be tailored to apply at limited times (e.g. only during business activities, including road/air travel, etc., or while participating in sporting, team-building or other special events). Cover includes death, permanent disability, temporary (total or partial) disability* and medical expenses**.

    Additional extensions automatically included, at no extra cost, include:

    • Acts of terrorism and disfigurement (including corrective medical procedures)
    • Quadriplegia and paraplegia
    • Body and emergency transportation costs
    • Life support costs
    • Mobility costs
    • Search and rescue costs
    • Trauma counselling
    • Assistance services, including HIV counselling and treatment (following accidental exposure), and an accident expert to assist with the submission of claims documentation to COIDA and the Road Accident Fund (RAF)

    Also offered are:

    • A range of flexible cover/benefit options, such as aggregate excesses, burning cost or 50/50 options
    • Enroute In-Car Insurance (covers driver and passengers for vehicle accident injuries)
    • Enroute On-Road Insurance (covers individuals for any road accident)
    • The Multi-Benefit Plan (for the one-person business)

    *    Not a medical scheme

    **  Including shortfall for work-related injuries not covered by the Compensation

        for Occupational Injuries and Diseases Act (COIDA)

    Mike De Jong
    011 351 1664

  • Agricultural Insurance
  • Commercial
  • Construction and Engineering Insurance
  • Court Bonds
  • Corporate
  • Employee Benefit
  • Film Guarantors
  • General Liabilities
  • Hospitality & Tourism Insurance
  • Marine Insurance
  • Alternative Risk Transfer
  • Specialist Liability
  • Trade and Construction Guarantees
  • Trade Credit
  • Trucking