Insurance for Minor Vehicle Damage - Dents, Chips and Scratches

Who we are

SMART is the only insurance of its kind, offering a vehicle maintenance solution below the average comprehensive excess. SMART offers insurance for minor damage to your vehicle without affecting your no-claims bonus.

At SMART, we enable policyholders to keep their vehicles at top market value at all times, despite incurring repetitive dings and dents too small to be financially feasible to repair. You'll be able to enjoy these benefits without increasing your insurance premiums, paying large excesses or damaging your no-claims bonus when you claim.

Our products are tailor-made for the insurance of smaller vehicles and minor damage.

What we do

When you have a SMART policy, you’re covered for small repairs to your vehicle, including:

• minor dents not exceeding 15cm in diameter
• chips, and
• scratches not exceeding 15 cm in lenght

Why choose us?

• Our mobile high-tech vehicles will come to you and do the necessary repairs at your home or place of work, for ultimate convenience
• There is no excess payable on repairs done under this plan
• Quality body repair shops nationwide
• Our claims process is exceptionally easy and user-friendly.
• Ours is affordable insurance you can budget for
• We keep your car in showroom condition at all times to ensure an optimum resale value

Contact SMART today to find out more about our unique insurance products which are designed to cover the cost of repairs of minor damage to your vehicle.

Contact us