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Combined insurance and life groups
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Combined salient features
Code of corporate governance and conduct
Insurance
Group salient features
Directors’ responsibility statement and approval of annual financial statements
Certification by Company Secretary
Independent auditors’ report
Independent auditors’ report
Directors’ report
Statements of financial position
Income statements
Statements of comprehensive income
Statements of changes in equity
Statements of cash flows
Notes to the annual financial statements
Directorate and administration
Life
Group salient features
Directors’ responsibility statement and approval of annual financial statements
Certification by company secretary
Audit committee report
Statement of actuarial values of assets and liabilities
Notes to the statement of actuarial values of assets and liabilities
Embedded value statement
Independent Auditors Report
Directors’ report
Statements of financial position
Income statements
Statements of comprehensive income
Statements of changes in equity
Cash flow statements
Notes to the annual financial statements
Directorate and administration
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Combined salient features
Code of corporate governance and conduct
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Combined salient features
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Combined annual gross premium income
: R13.5 billion – and
rising
Total assets
: R20.7 billion – and
increasing
Financial strength
: R2.5 billion in shareholders’ funds
Policyholders
: In excess of six million people and
still growing
Gross premium income
: R’000
Net premium income
: R’000
Net profit attributable owners of the parent
: R’000
Total assets
: R’000