Legal Insurance

Legal Insurance

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Features and benefits of Legal Plan

Hollard?s Legal Plan hosts a number of exclusive features and benefits that are available to you for a small monthly premium.

Starting from as little as R120 per month, Legal Plan covers you for:

Criminal matters

This includes murder, culpable homicide, rape, robbery, assault, blackmail, theft, housebreaking, fraud, breaking and entering as well as attempting to commit any of the foregoing.

Civil matters

This includes motor vehicle accidents, insurance claims, money lent privately (not for business), road accident fund claims, neighbour disputes and contractual disputes with builders, plumbers etc.

Labour matters

This includes disciplinary hearings, unfair dismissals, labour court and Commission for Conciliation, and Mediation and Arbitration (CCMA) representation.

Additional benefits

Telephonic and electronic legal advice

You get legal advice and assistance from professional, fully qualified, experienced and admitted attorneys, over the telephone.

Access to standard legal documentation and contracts

Get round-the-clock access to standard legal documents and contracts.

Retrenchment benefit

Should you find yourself retrenched after 12 months of taking legal plan cover, you'll be given a six month grace period, without any impact on your cover.

Will drafting

We will assist you in drafting a basic will, for free.

Consultation, assistance and representation

Benefit from competent consultation, assistance and representation in your legal plan by a practicing attorney on our panel, or an attorney of your choice, in accordance with our schedule of tariff.

Extended Legal Cover

You'll have access to a range of extended legal insurance that covers:

  • Anti-nuptial contracts
  • Uncontested divorce
  • 60% discount on debt counselling initiation fee (R3,000 savings and cover is immediate)
  • 60% discount on attorney fees for property tariffs (you can save up to R4,000 on a R1 million property and cover is immediate)
  • Rates watch property valuation screening

Levels of Legal Insurance Cover

Legal Plan is affordable and you have different levels of cover to choose from. You have the added advantage of being able to claim per matter and not per annum:

 

Basic

Medium

Top

Premium

R120

R150

R200

Cover per matter

R120,000

R150,000

R200,000

 

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Freqently Asked Questions

Find the answers to your legal questions by consulting our comprehensive FAQs.

A: No. There is only a limit on how much you can claim per legal case. This is dependent on which level of cover you have chosen. Most legal plans provide you with limited cover per annum. What?s different with the Hollard Legal plan is that it covers you for as much as R200, 000 per case with no annual limit ? and it even allows you to appoint your own lawyer.
A: There is a money back cancellation policy after 90 days or 3 months
A: There are 3 levels of legal insurance cover; Basic, Medium and Top. Find out more about the levels here.

  Premium Cover Per Matter
Basic R120 R120,000
Medium R150 R150,000
Top R200 R200,000
A: Yes. The limit is 1,000 times the monthly premium. For example, if you pay R120 per month, the maximum you can claim per case is R120,000
A: Yes. The maximum cover that can be granted in the lifetime of the policy is 10,000 times the monthly premium. For example, if you choose a R200 per month premium cover, the maximum you can claim for the duration of your policy is R2,000,000
A: The waiting period is 3 months, however the 24/7 telephonic legal advice kicks in immediately.
A: Yes. Your policy will cover you, your spouse and any children under the age of 18
A: The policyholder becomes exempt from paying excess after 2 years of paying monthly premiums. Before that period, the excess is 3 times the premium value
A: The 60% discount on attorney's fees for property transfer tariffs, 60% discount on debt counselling as well as property valuation screening is available immediately. Waiting period: Anti-nuptial contract and wills drafting and are only available after 3 months of paying premiums. The uncontested divorce is available after 6 months.

Extended Services Waiting Period
Debt Counselling Immediately
Uncontested Divorces 6 months
Will drafting 3 months
Ante nuptial contracts 3 months
Property transfers Immediately
Municipal Property Valuation Assessments Immediately
A: Yes, the increase will be reviewed annually on discretionary basis and all policyholders will be informed with plenty of notice
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How to claim on Legal Insurance

Follow the easy steps below to get your claim fast and efficiently.

Making a claim is straight forward. If you’ve paid your monthly premium for 3 consecutive months, you'll be well passed the waiting period and eligible to make a claim. If you have not passed your waiting period, you can call for advice, however, you cannot make a claim. 

All you need to do is:

  1. 1 Notify us
  2. 2 Send us all the required documents
    • You'll need to submit all the requested claims documents and supporting documents to us. To help you, a dedicated claims specialist can guide you through the process and let you know of any excess premiums payable.
  3. 3 We'll get back to you with the status of your claim
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Customer support for Legal Plan

Contact us to get more information on Legal Plan, to update your existing Legal Plan policy or to make a claim.

To get legal advice

If you need legal advice please contact Hollard on the email listed below:

To make a Legal Plan claim

Read our easy to follow steps about how to make a Legal Plan claim.

To update your Legal Plan policy

If you need to amend or renew your Legal Plan policy, please contact Hollard on the details listed below:

Call UsCall us
0861 333 287

To get a Legal Plan quote

There are many ways to get a quote at Hollard:

Let us call you

Call UsCall us
0861 333 287