Legal Plan - FAQs

The waiting period is 2 months, however the 24/7 telephonic legal advice kicks in immediately.

There is a money back cancellation policy after 90 days or 3 months

The policyholder becomes exempt from paying excess after 2 years of paying monthly premiums. Before that period, the excess is 3 times the premium value

Yes, the increase will be reviewed annually on discretionary basis and all policyholders will be informed with plenty of notice

There are 3 levels of legal insurance cover; Basic, Medium and Top. Find out more about the levels here.

Yes. The limit is 1,000 times the monthly premium. For example, if you pay R120 per month, the maximum you can claim per case is R120,000

No. There is only a limit on how much you can claim per legal case. This is dependent on which level of cover you have chosen. Most legal plans provide you with limited cover per annum. What’s different with the Hollard Legal plan is that it covers you for as much as R200, 000 per case with no annual limit – and it even allows you to appoint your own lawyer.

Yes. The maximum cover that can be granted in the lifetime of the policy is 10,000 times the monthly premium. For example, if you choose a R200 per month premium cover, the maximum you can claim for the duration of your policy is R2,000,000

The 60% discount on attorney’s fees for property transfer tariffs, 60% discount on debt counselling as well as property valuation screening is available immediately. Waiting period: Anti-nuptial contract and wills drafting and are only available after 3 months of paying premiums. The uncontested divorce is available after 6 months.

Yes. Your policy will cover you, your spouse and any children under the age of 18