Benefits of Pay As You Drive Car Insurance
Category: Car Insurance
If you own a car, you should know that motorists all pay different amounts each month towards their car insurance, depending on a multitude of factors. These include their age, their gender, the value of their car, and where they live. It doesn’t seem fair then, that if you do relatively little driving, you should end up paying the same for your car insurance as those who drive more frequently.
Pay As You Drive car insurance lets you pay only for the kilometres that you drive, while still giving you comprehensive insurance cover for your car.
This is great news if you only drive short distances, or if you don’t use your car very often.
How does Pay As You Drive car insurance work?
While a Pay As You Drive policy has always been great in theory, the technology has not always existed to accurately gauge one’s monthly mileage. Today’s Pay As You Drive car insurance policies use a satellite-tracking device to precisely measure the number of kilometres you’ve driven. This way you know you’re getting the fairest deal and being rewarded for not driving long distances every day.
How can it keep my car safe?
Besides saving you money, the satellite-tracking device used to track your mileage has an extra benefit: it also acts as an anti-theft device, so it can help authorities locate your vehicle if it’s stolen. Because this technology makes your vehicle substantially more secure, the nominal cost of the device is often outweighed by the savings on your monthly premiums.
So, besides saving you a little money each month, Pay As You Drive car insurance also gives you the peace of mind that your car is being tracked at all times.
If you don’t drive many kilometres each month, it’s worth speaking to a broker to see if you can save money with Pay As You Drive car insurance from Hollard. It’s also possible to reduce your mileage in other ways, such as by joining a car pool at work. Lower mileage allows you to save by the kilometre on car insurance, in addition to saving on petrol and wear and tear to your car.
If you only drive short distances or don’t use your vehicle regularly, getting Pay As You Drive car insurance from Hollard can save you money and keep your car safe. Read more about Pay As You Drive car insurance and get yourself covered.