Understanding insurance quotes

There is a kaleidoscope of insurance service offerings and in order to make an informed decision which meets your requirements, you could do with a sound understanding of insurance quotes. This will not only save you money but you will limit yourself from deadly risk and its consequences. As Benjamin Franklin once stated, "The only thing more expensive than education is ignorance".

A few concepts need to be understood, prior to comparing insurance quotes. It is critical that you take care of what lies in your sphere of responsibility to avoid unfulfilled and unrealistic expectations from your insurance broker. Manage your expectations by taking a read through our top tips when it comes to insurance quotes:

Helpful hints:

General rule of thumb: If you can effortlessly afford to restore an article, then insurance is unnecessary.
Be transparent: Talk honestly about your requirements with your broker; whether you're getting a Life Insurance quote, or simply looking into Car Insurance. This will reduce disappointment when it's time to make a claim.
Pay premiums is timeously: Whilst there is a grace period, should you fail to pay once the grace period has lapsed, the probability of insurance paying out claims after that is slim to none. Avoid the stress and rush and ensure you take care of your insurance premium payments to evade disappointment down the line.
Time factor: Insurance claims have a limited time frame. The sooner you make your claim the better, so stay ahead of the game.
Don't make false claims: Insurers are highly skilled and qualified and it's really not worth it as you will be caught. They have years of experience in discerning between valid and false claims. Creatively producing false claims is not only unethical and wrong, it comes at a high price. In addition to a criminal record, your capacity to acquire insurance in the future will be brutally limited, if not impossible.
Think before you sign: It is your responsibility to certify that you comprehend the terms and conditions of your policy. The insurer has no further commitment in this regard. Read the fine print!
Don't risk it all: In this day and age, to have no insurance is risky and costly. Don't land yourself or your loved one in a regrettable situation when there is help at hand here from our team.

Hollard will gladly assist you in finding a solution to meet your specific requirements. If you're looking to get an insurance quote or life or motor car insurance, please get in touch with us.

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Understanding insurance quotes

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