Finding the right insurance policy
The best way to choose the right insurance policy is to clarify your goals and take a realistic look at your risks. An experienced insurance broker will help you to understand your exposure to risk and help you to understand which policies will best meet your requirements.
Insurance is an effective way to protect yourself against loss or damage to your property and to guard against a potential loss of income. It can also allow you to meet unexpected expenses, including medical fees.
Different people are exposed to different levels of risk, and consequently their insurance needs are different.
Insuring against the inevitable
Some events are inevitable and universal. Funeral insurance and life cover assures you that, in the event of your death, your beneficiaries will be provided for. Funeral cover provides the cash needed to pay for the funeral of the insured, and for related expenses.
Life insurance policies will pay a significant sum of money to the beneficiaries of the insured person, greatly alleviating the potential financial burden.
Choosing the right life or funeral policy will depend on the number of beneficiaries and the amount of cover you wish to provide. Some policies also allow you to extend cover to members of your family. Speak to your broker about getting maximum coverage at the best price.
Flexible insurance
Choosing a flexible policy, with a variety of options, can help you to get precisely the right policy for your specific needs. For example, people who drive relatively short distances might benefit by choosing a pay-as-you-drive car insurance policy. Those who drive more extensively, or use their vehicles in the course of their work, will get more out of a motor insurance policy with a different benefits structure.
Expert service
Choosing the right insurance is as much about choosing the insurers with the appropriate level of expertise. This is especially important with regard to niche items, like artworks and collectables. In such instances, it is crucial that those administering the policy understand the unique value of these items, and how their valuation differs from everyday goods.
Hollard are providers of flexible insurance policies in South Africa. Through our carefully selected insurance brokers Hollard is able to customise the right insurance policy for each person’s needs.
We want to hear from you
Whether you have a commendation, complaint, question or suggestion, please tell us - your feedback is important to us.
Learn More >Finder 
© Copyright 2010 Hollard Disclaimer
Information Act
Standardised Critical Illness Definitions
Hollard Life PPFM document
Hollard is an authorised Financial Services Provider.