From flatscreen TVs to gramophones, from Persian rugs to figurine collections – it’s all valuable and costs money to replace.

Protect what's precious to you with household insurance cover from Hollard.

How to establish if you have enough cover

• Would the cover amount enable you to replace lost, damaged or stolen goods? (The correct amount should be what it would cost you to replace the insured item now, not what you originally paid for the item)

• Have you updated the value of your home and household contents recently? (This is important as the cost to replace items is constantly increasing)

• Does your household insurance cover keep track with inflation? Our household insurance does

If you've taken precautions to secure your possessions, such as alarms and other security features, you should be rewarded for this with a lower premium.